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What sets Simplify Budget apart from other Spreadsheet Budget Trackers?

Most budget tools make tracking finances feel like a second job. Our tracker simplifies expense management, helping you stay on top of your budget and grow your savings with following features:

1. Clutter-Free Budget Tab: See only what matters—your budget, subscriptions, and goals. No unnecessary extras, just a simple, focused layout.

2. Effortless Goal Tracking: Choose your category, date range, and target; the tracker calculates exactly what you need to save each month to hit your goals.

3. Flexible Logging: Track your net worth monthly and log expenses as daily totals, monthly summaries, or individual transactions—right from your mobile. Perfect for personal use or sharing with family.

4. Long-Term Insights: Multi-year history lets you uncover spending patterns and build wealth by seeing the big picture.

Expense and Income Logging in 3 intuitive tabs

Variable Expense & Income Logging (Preview here)

Gain complete clarity on your day-to-day spending with logging daily purchases like groceries, coffee, and other small expenses here.

You can also simply enter monthly totals if that fits your style. The grid format reveals spending patterns at a glance, helping you spot where small costs stack up and where you can save.

One Time Expense / Income Logging Preview here.

Log significant, one-time costs or income—whether expected or unexpected—in a sortable, filterable table. This setup allows you to track items like major repairs or occasional income separately from variable expenses, giving you a clear view of their true impact.

Recurring Expense & Income Logging (Preview here.)

Enter each subscription, bill, or membership just once, and our system will automatically log all future payments until you cancel, building a complete history. See what you’ve paid over time and stay on top of upcoming payments in your dashboard to avoid late fees and stay organized. This makes budget tracking simple and gives you a clear view of recurring expenses in your financial picture.

By dividing your income and expense tracking into Recurring, Daily Expenses, and Major Purchases, you get a clear view of your finances without any confusion. This method keeps everything organized, straightforward, and easy to manage.

Net Worth Tracking - Simplified

Our tool calculates the difference between assets and liabilities, providing a clear snapshot of your financial health. Stay on top of your progress, identify areas for growth, and make informed choices about saving, investing, and managing debt—all in one place.

Automated Categorization

Instantly organizes entries into Investments, Liquid Assets, Physical Assets, and Debts for a clear breakdown.

Visual Insights

Charts and graphs provide a clear picture of your financial progress helping you stay focused on your goals.

Ease of use

Takes just 5 minutes each month to update, giving you a clear and accurate snapshot of your financial health.

Ready to Take Control of Your Finances Long-Term?

Simplify Budget is a multi-year tracker designed for desktop and mobile use, focusing solely on your core financial story—and doing it exceptionally well.

Intentional Tracking, Effortless Insights

The budget tracker is built on Google Sheets, so it works seamlessly on any device with an internet connection—no need to download additional apps or worry about compatibility issues. Plus, since it’s on Google Sheets, you have full ownership and control of your data.

We believe in the power of mindful budgeting. That's why our tracker combines the ease of automated recurring payments with the intentionality of manual entry for your daily spending.

It's not just about tracking numbers; it's about building a healthier relationship with your money.