Dashboard: Monthly Budget Overview
The dashboard shows your monthly budget performance - how much you've spent versus your income, whether you're hitting your category targets, and how much you have left to spend. You can set budget goals directly here, while spending data flows from your expense and income tabs.
What You See at a Glance
Budget vs Actual
Set budget goals for each category and see how much you've spent. Green bars = on track, red = over budget.
Money Left to Spend
Clear view of remaining budget so you know how much you can spend for the rest of the month.
Fixed Expenses Sidebar
All subscriptions listed by name, due date, and amount. See total and percentage of income.
Spending Breakdown
Donut chart shows what categories you spend the most on - instant visual clarity.
Budget goals: Set and edit target amounts directly in the budgeted column. Spending data flows from your expense and income tabs. Fixed expenses are automatically included in your spent totals.
Expense Entry: Fast & Simple
Click where any date meets any category to add an expense. Enter the amount and description - you can add multiple entries per day or just enter the daily total for that category. It's lightning fast and fully mobile optimized.
Here's what happens when you open the expense popup:
- • All existing expenses for that day/category
- • Empty row to add new transactions
- • Category emoji and date at the top
- • Running total for that day
- • No save button needed - auto-saves when you click outside
- • Red X to delete any transaction instantly
Why This Beats Traditional Apps
Traditional Apps
- ×Open app → Select date → Choose category → Enter amount → Save
- ×Spend 5+ minutes categorizing each bank transaction
- ×Fight wrong auto-categories and duplicates
- ×Cash transactions invisible or manual workarounds
Simplify Budget
- ✓Click intersection → Enter amount → Done
- ✓5 seconds to enter when transaction happens
- ✓Data is correct because you entered it correctly
- ✓Cash and card transactions entered identically
🎯Result: You actually use it consistently, creating the long-term awareness that drives better financial decisions.
Subscription Manager: Complete Payment History
Track all your active subscriptions with complete payment history from start to current month. When you stop a subscription, just set an end date to preserve the transaction history. All subscription payments automatically appear in your expense and dashboard views.
Subscription Chart
Summary stats show the real impact:
13
Active Subscriptions
$1,832
Annual Total
$153
Monthly Average
This makes subscription creep visible - you can see exactly how much you're spending on recurring services and make informed decisions about what to keep.
Advance Warning System
Because you can see exact payment dates:
- • Cancel before renewal if you don't need the service
- • Plan around expensive annual renewals
- • Avoid "surprise" charges that derail your budget
- • Move money between accounts if needed
Income Tracking
Add your income as it comes in - salary, freelance payments, bonuses, or any money you have available to spend this month. Income = whatever money you have available this month. Using $1,000 from emergency savings? That's this month's "income". Got a bonus? Add it as one-time income. The system adapts to irregular income patterns rather than forcing you into salary-only thinking.
Two Income Types
One-time income:
Freelance payments, bonuses, side hustle earnings, investment sales, money from savings, loans (adjust net worth accordingly)
Recurring income:
Salary, passive income, regular dividends
Net Worth Tracking
Track your total net worth across four simple categories: liquid assets, investments, physical assets, and debts. Update monthly with your actual account balances.
Four Simple Buckets
Liquid Assets
Bank accounts, cash, money market - anything you can spend immediately
Investments
Stocks, crypto, retirement accounts, real estate - your wealth-building assets
Physical Assets
Car, electronics, furniture - valuable things you own
Debts
Credit cards, loans, mortgages - what you owe
Monthly Updates
End of month routine:
- • Check bank account balance → Enter in Liquid Assets
- • Check investment account value → Enter in Investments
- • Estimate physical asset values if changed → Update Physical Assets
- • Done in 5 minutes, accurate forever
No daily market stress, no sync failures, no reconciliation headaches - just a clear monthly snapshot of your complete financial picture.
Category Management
Choose from 30 pre-built categories and activate only the ones you use. Rename and rearrange them to match your needs - changes automatically appear in dashboard, expense, and subscription views. Archive unused categories to keep them out of the way while preserving transaction history.
Why Only 30 Categories?
Settings & Data Setup
Create a new Google Sheet in your Drive to store your financial data, or connect to an existing one. Only you have access to the sheet since it's in your own Google Drive. Share it with family members to track finances together, or disconnect anytime to unlink the current sheet.
Data Ownership
"Your financial data stays private in your own Google Drive"
- • You own the spreadsheet completely
- • Simplify Budget never sees your financial information
- • Can disconnect app anytime and keep all your data
- • Works with Google's built-in sharing and permission system
The genius: Setup takes 30 seconds (click "New Database" → done), but you get complete data ownership and family collaboration that actually works.
Ready to Take Control?
Experience the simplicity and power of visual budget tracking